Personal Checking

You are here: / / Personal Checking

Personal Checking

We do the hard work so you don’t have to.

What account is in your best interest?

At First State Bank, we understand the importance of having a variety of accounts to meet all of your personal banking needs. Whether you are looking for a simple savings account to keep your money secure or need an investment account that offers high returns and comes with a range of other benefits, we have something to suit every need.

Our friendly and knowledgeable staff are always on hand to help you select the right products and services. As required by law, each depositor at First State Bank is insured up to $250,000 per account category, so you can rest assured that your money is safe with us.

So why not come by today and see how we can help you reach all of your financial goals? We can’t wait to get started!

Personal Checking Options

Basic
Checking		Basic Plus CheckingPreferred CheckingPreferred Plus CheckingSenior
Checking		NOW
Account		Money Market Account
Free Online Banking & Bill Pay✔︎✔︎✔︎✔︎✔︎✔︎✔︎
Free Mobile Banking
& Deposits		✔︎✔︎✔︎✔︎✔︎✔︎✔︎
Opening Deposit Amount$100$100$100$100$100$1,000$1,500
Minimum Balance Required✔︎✔︎✔︎✔︎ ✔︎
Choice of Statement
(Electronic or Paper)		✔︎✔︎✔︎✔︎✔︎✔︎
Debit Card✔︎✔︎✔︎✔︎✔︎✔︎
Earns Interest✔︎✔︎
AD&D Insurance
(Monthly fee)		✔︎✔︎

Main Branch

1526 Fourth Street
Graham, TX 76450

Routing Number

First State Bank
⑆ 111312894 ⑆

Personal

Business

Mortgage

Resources

Welcome back to a time when neighborhood banks were owned by neighbors. A time when banks cared more about you than the daily balance in your account. Welcome back to First State Bank, a genuinely local bank committed to doing business face-to-face, like the old days. Yet with all the modern conveniences you expect today.

FSB Accessibility Summary

This website was implemented based on recommendations of the Web Content Accessibility Guidelines (WCAG) as published by the Web Accessibility Initiative (WAI) of the World Wide Web Consortium (W3C). This site has used WCAG guidelines, as suggested by the Department of Justice, to strive for Level AA Compliance. If you find a part of the site that you feel does not conform to Level AA of the WCAG, please contact us to let us know and we will do our best to resolve in a timely fashion – Contact Us

FSB Legal Notices

At the First State Bank, we take the safety and security of our customers’ information and money very seriously. We have a number of policies and procedures in place to protect our customers.

View Our Community Reinvestment Act Public Information

View Our Privacy Policy

Online & Mobile Banking Agreement & Disclosure

View Our Statement of Condition

View Our Mortgage Loan Originators

Important Information Regarding Your Visa

EFT Error Resolution

Corporate Account Takeover

Conducting Your Transactions Online

Regarding Change to Regulation CC (Funds Availability Act)