Fraud Assistance

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Fraud Assistance

7 Tips For Fraud Prevention

1. Don’t Give Information Over The Phone

Any time a caller is asking for your personal information, especially if you are not expecting the call– QUESTION IT!

A large amount of information is publicly available and all a fraudster needs is the last piece of the puzzle to gain access to your identity.

2. Be Wary When Providing Information

Most companies you have a relationship with will only ask for the last 4 digits. Trust your instincts! If you feel uncomfortable and do not know the person on the other end of the phone, hang up and call back. Find a phone number known for the company and verify it is them on the line.

Any legitimate company will understand if you want to take the extra step. If the caller is impatient and pressuring you to provide your information urgently – this is a red flag!

3. Don’t Mail Checks, Consider Different Method Of Payment

Checks are frequently stolen from the mail and reproduced or altered.

4. Be Aware Of Account Activity

Utilize online banking to identify any unusual transactions swiftly.

5. Don’t Give Someone Access To Your Computer – Especially If They Contacted You

It’s best to deal with a local trusted software company if you have been told your computer is having technical difficulties or has been infected with a virus

6. Don’t Click On Any Unknown Links

Links received via email or text should be handled with discretion, especially when from an unknown source.

7. Know What To Do If Your Information Is Compromised

If your account information has been compromised- call your bank right away!

If your SSN is compromised, call one of the credit reporting agencies to put a fraud alert on your social security number- this will prevent any unauthorized accounts from being opened in your
name.

Experian: 888-397-3742
Equifax: 800-525-6285
Transunion: 800-680-7289

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1526 Fourth Street
Graham, TX 76450

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First State Bank
⑆ 111312894 ⑆

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